My MCA Pro

$39.90 TO START THEN $19.95 EACH MONTH

Emergency Road Service*
Your plan includes:

• a. Battery Boost
• b. Fuel Delivery
• c. Tire Change
• d. Lock-out Service
• e. Wrecker Towing Service
• f. And Much More!

Call the toll-free number for MCA authorized sign and go service. We will pay the reasonable service charge for garage or service provider whenever you are prevented from driving your covered private passenger vehicle. If we cannot get this covered vehicle on its way within 30 minutes, we will have it towed, up to 100 miles, to the destination of your choice. Also, we will pay up to $100 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle's with a load capacity of 1 ton or greater. (Dispatch only on 18-wheelers.)

Travel Assistance Reimbursement**
When a Member's car is disabled in an auto accident, Motor Club will reimburse up to $500 for rental car for an accident at home, or up to $500 for lodging, meals, and transportation when more then 50 miles away from home.

Trip Planning and Travel Reservations
MCA offers free easy to read, step by step computerized mapping services free of charge to Members. Simply fill out a Travel information card or call MCAs toll free number. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bond***
Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.

Bail Bonds***
MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****
Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:

• 1. Up to $200 for covered Moving Violations
• 2. Up to $500 covered auto related Personal Injury matters
• 3. Up to $500 covered Vehicle Damage issues
• 4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Stolen Vehicle Reward
MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Credit Card Protection
We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.

Discounts on Prescriptions, Vision Care, and Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, and Dental needs. You received a unique membership card allowing you to receive up to a 65% discount on prescriptions, up to a 50% discount on vision, and up to a 50% discount on dental procedures.

When you are injured in a covered accident that requires emergency treatment or hospital admission within 72 hours, MCAs Security membership provides:

Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trama Center treatment received due to injury in a covered accident. Includes but not limited to cost for:

• 1. Cast or Splints
• 2. Lab Work
• 3. Nursing Service
• 4. Transfusions
• 5. Anesthetics
• 6. Doctor Care
• 7. IV's
• 8. Facility

Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit
As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:

• 1. You, as named member, up to $50,000; or
• 2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
• 3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.

Coverage election form must be completed and returned to home office before coverage goes into effect.

Coverage provided by Zurich Insurance Company of North America. See certificate of participation for details.

Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:

• 1. Medical Evacuation
• 2. Medical Repatriation
• 3. Non-Medical Repatriation
• 4. Return of Remains
• 5. Visit to Hospital
• 6. Return of Child
• 7. Return of Companion

Coverage provided by Zurich Insurance Company of North America. See Travel Assist Description of Coverage for details.

*In NY coverage is for service provided through our dispatch center only.
**This benefit is not available in NY.
***Bond benefits are not available in CA and NY.
****In NY benefit pays directly to our Provider Attorney for services up to the limit specified.

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How do I use the roadside assistance service?
To use the roadside assistance service, call the toll-free number at 1-866-860-1000 and describe the situation, so the representative can send the appropriate help to assist you.

How long does it take dispatch to arrive?
It takes between 45-60 minutes for dispatch to arrive. A service representative can provide a more accurate time during your call.

Does it cover multiple cars?
The service covers the member, not the car. The card holder must be present.

How long does it take for the service to activate?
The service is activated as soon as you sign up.

Does the service cover multiple vehicles?
Yes, the service covers cars, RVs, motorcycles, boats, livestock trailers and even Duley Pickups.

What if I'm out of town, how does the service work?
If you're out of town, your covered. The service includes up to $500 in travel assistance reimbursement on car rentals, meals, lodging or transporation expenses when the member is disabled in a covered auto accident.

What if I'm hospatilized?
If you're hospitalized, you'll receive $150 per day up to 365 consecutive days for your hospital room and board as a result of injuries from a covered accident.

$59.98 TO START THEN $29.99 EACH MONTH

Emergency Road Service*
Your plan includes:

• a. Battery Boost
• b. Fuel Delivery
• c. Tire Change
• d. Lock-out Service
• e. Wrecker Towing Service
• f. And Much More!

Call the toll-free number for MCA authorized sign and go service. We will pay the reasonable service charge for garage or service provider whenever you are prevented from driving your covered private passenger vehicle. If we cannot get this covered vehicle on its way within 30 minutes, we will have it towed, up to 100 miles, to the destination of your choice. Also, we will pay up to $100 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle's with a load capacity of 1 ton or greater. (Dispatch only on 18-wheelers.)

Travel Assistance Reimbursement**
When a Member's car is disabled in an auto accident, Motor Club will reimburse up to $500 for rental car for an accident at home, or up to $500 for lodging, meals, and transportation when more then 50 miles away from home.

Trip Planning and Travel Reservations
MCA offers free easy to read, step by step computerized mapping services free of charge to Members. Simply fill out a Travel information card or call MCAs toll free number. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bond***
Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.

Bail Bonds***
MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****
Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:

• 1. Up to $200 for covered Moving Violations
• 2. Up to $500 covered auto related Personal Injury matters
• 3. Up to $500 covered Vehicle Damage issues
• 4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Attorney Services
Referral to a Provider Attorney for:

• 1. Telephone consultation on covered separate legal personal matter.
• 2. Letter written on your behalf for covered legal personal matters.

Legal Services Deeply Discounted Fixed Fee Schedule
Referral to a Provider Attorney for commonly used legal services at deep discounts:

• 1. Name Change ($155)
• 2. Simple Will and Trust ($170)
• 3. Waiver Divorce ($210)
• 4. Regular Incorporation ($295)

Stolen Vehicle Reward
MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Credit Card Protection
We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.

Discounts on Prescriptions, Vision Care, and Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, and Dental needs. You received a unique membership card allowing you to receive up to a 65% discount on prescriptions, up to a 50% discount on vision, and up to a 50% discount on dental procedures.

When you are injured in a covered accident that requires emergency treatment or hospital admission within 72 hours, MCAs Security membership provides:

Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trama Center treatment received due to injury in a covered accident. Includes but not limited to cost for:

• 1. Cast or Splints
• 2. Lab Work
• 3. Nursing Service
• 4. Transfusions
• 5. Anesthetics
• 6. Doctor Care
• 7. IV's
• 8. Facility

Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit
As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:

• 1. You, as named member, up to $50,000; or
• 2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
• 3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.

Coverage election form must be completed and returned to home office before coverage goes into effect.

Coverage provided by Zurich Insurance Company of North America. See certificate of participation for details.

Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:

• 1. Medical Evacuation
• 2. Medical Repatriation
• 3. Non-Medical Repatriation
• 4. Return of Remains
• 5. Visit to Hospital
• 6. Return of Child
• 7. Return of Companion

Coverage provided by Zurich Insurance Company of North America. See Travel Assist Description of Coverage for details.

MATRIX INCOME REWARD

*In NY coverage is for service provided through our dispatch center only.
**This benefit is not available in NY.
***Bond benefits are not available in CA and NY.
****In NY benefit pays directly to our Provider Attorney for services up to the limit specified.

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Direct Sales or Cash Winner Bonus
The Direct Sale or Cash Winner Bonus is the advanced commission you earn for the sales you personally make. For example, if you sell a Total Security Membership, you could earn from $80 to $90 per sale.

# of Sales	Advance Commission Per Sale	Commission Advance Per Week	Commission Advance Per Month	Commission Advance Per Year
1	$80	$80	$346.67	$4,160
5	$82	$410	$1,776.67	$21,320
10	$84	$840	$3,640	$43,680
15	$86	$1,290	$5,590	$67,080
20	$88	$1,760	$7626.67	$91,520
30	$90	$2,700	$11,700	$140,400

 

Health Bonus
To qualify for the Health Bonus, you must have an active membership with a payment of $19.95 or more a month. The bonus is based on personal sales you make each month.

Memberships Per Month	Bonus Amount	Average Memberships Per Week
45	$100	11.25
65	$213	16.25
85	$380	21.25
105	$480	26.25
190	$525	47.5
250	$600	62.5

When do you get paid?
Associates are paid every Friday via direct deposit.

How do chargebacks work?
When a member cancels their membership before 12 months, a chargeback balance will be added to your commission balance. Chargebacks will not exceed 50% of your check.

Do you pay taxes on the money you make? If so, how?
Yes, taxes have to be paid on the money you earn. You will receive a 1099-MISC from TVC Matrix Associates before January 31st the following year. Speak with your tax professional about how to file your tax return.

Do I get a commision on the people I bring in when they make a sale?
Yes, you will receive an override commission from $1.32 to $6.00 on qualified sales.

What is the difference between an as earned commission and an advanced comission?
An as earned commission is a commission paid month to month as long as the member has their membership. If a member signs up for the Total Security plan, the as earned commission is $9.24. You will be paid $9.24 each month as long as they are a member.
An advanced commission is a paid "in advance" of when the commission is actually earned. If a member signs up for the Total Security plan, the 12 month advanced commission is $80.

What are the approved payment methods?
Advance commissions are paid on American Express, Visa, MasterCard and Discover credit cards and bank drafts from an established personal checking account.

Can I use a prepaid debit card?
Prepaid debit cards are not encouraged. Commissions will be paid as earned on prepaid credit cards, gift cards, one-time pay cards, online banking accounts and offshore accounts.

$79.98 TO START THEN $39.99 EACH MONTH

Emergency Road Service*
Your plan includes:

• a. Battery Boost
• b. Fuel Delivery
• c. Tire Change
• d. Lock-out Service
• e. Wrecker Towing Service
• f. And Much More!

Call the toll-free number for MCA authorized sign and go service. We will pay the reasonable service charge for garage or service provider whenever you are prevented from driving your covered private passenger vehicle. If we cannot get this covered vehicle on its way within 30 minutes, we will have it towed, up to 100 miles, to the destination of your choice. Also, we will pay up to $100 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle's with a load capacity of 1 ton or greater. (Dispatch only on 18-wheelers.)

Travel Assistance Reimbursement**
When a Member's car is disabled in an auto accident, Motor Club will reimburse up to $500 for rental car for an accident at home, or up to $500 for lodging, meals, and transportation when more then 50 miles away from home.

Trip Planning and Travel Reservations
MCA offers free easy to read, step by step computerized mapping services free of charge to Members. Simply fill out a Travel information card or call MCAs toll free number. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bond***
Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.

Bail Bonds***
MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****
Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:

• 1. Up to $200 for covered Moving Violations
• 2. Up to $500 covered auto related Personal Injury matters
• 3. Up to $500 covered Vehicle Damage issues
• 4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Attorney Discounted Hourly Rates
Referral to a Provider Attorney at $75 per hour for out-of-court representation on personal matters.

Attorney Services
Referral to a Provider Attorney for:

• 1. Telephone consultation on covered separate legal personal matter.
• 2. Letter written on your behalf for covered legal personal matters.

Legal Services Deeply Discounted Fixed Fee Schedule
Referral to a Provider Attorney for commonly used legal services at deep discounts:

• 1. Name Change ($155)
• 2. Simple Will and Trust ($170)
• 3. Waiver Divorce ($210)
• 4. Regular Incorporation ($295)

Stolen Vehicle Reward
MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Credit Card Protection
We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.

Discounts on Prescriptions, Vision Care, and Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, and Dental needs. You received a unique membership card allowing you to receive up to a 65% discount on prescriptions, up to a 50% discount on vision, and up to a 50% discount on dental procedures.

Discounts on Auto Related Services
Discounts on all routine maintenance services at participating location, including brake work, mufflers, wheel alignment, transmission work and more! Nationwide network of over 6,000 auto repair shops and service centers. A sample of Service Provider participants include:

• - Jiffy Lube (10% off signature service)
• - MAACO Paint & Body Shops (10% off paint and body service)
• - Precision Auto Care ($10 off Lifetime Brake Service)
• - AAMCO Transmissions (10% off services up to $50)
• - Meineke Discount Muffler Shops (10% off services)
• - Indy Lube (10% off services)
• - Procare (10% off services)
• - Transmission USA (10% off services)
• - Oil Changer (10% off services)
• - Milex (10% off services)
• - Mr. Transmission (10% off services)
• - Multistate Transmission (10% off services)
• - Alta Mere Industries (10% off window tinting and auto alarm installation)
• - All Tune & Lube (10% off services)
• - Safelite Autoglass (10% off services)
• - Strauss Discount Auto (10% off regular prices on all products and services except tires)
• - Tuffy Auto (10% off regular price on all products and services)
• - Monroe/Speedy (10% off regular price on all services)
• - And thousands of other facilities around the country!

When you are injured in a covered accident that requires emergency treatment or hospital admission within 72 hours, MCAs Security membership provides:

Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trama Center treatment received due to injury in a covered accident. Includes but not limited to cost for:

• 1. Cast or Splints
• 2. Lab Work
• 3. Nursing Service
• 4. Transfusions
• 5. Anesthetics
• 6. Doctor Care
• 7. IV's
• 8. Facility

Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit
As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:

• 1. You, as named member, up to $50,000; or
• 2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
• 3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.

Coverage election form must be completed and returned to home office before coverage goes into effect.

Coverage provided by Zurich Insurance Company of North America. See certificate of participation for details.

Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:

• 1. Medical Evacuation
• 2. Medical Repatriation
• 3. Non-Medical Repatriation
• 4. Return of Remains
• 5. Visit to Hospital
• 6. Return of Child
• 7. Return of Companion

Coverage provided by Zurich Insurance Company of North America. See Travel Assist Description of Coverage for details.

MATRIX INCOME REWARD

*In NY coverage is for service provided through our dispatch center only.
**This benefit is not available in NY.
***Bond benefits are not available in CA and NY.
****In NY benefit pays directly to our Provider Attorney for services up to the limit specified.

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Level	Override Amount
2	$6.00
3	$1.32
4	$1.32

When someone on your first level makes a sale, you earn a $6.00 commission for each sale. When someone on your second or thrid level makes a sales, you earn a $1.32 commission for each sale.